Active NM CID license (GB-2, GB-98, or MM-3)
Re-verified this quarter via NM RLD database. Screenshot on file.
Contracted bench · re-verified quarterly · NM only
What I verify before a NM roofer earns a spot.
12 checks, four categories, re-run every quarter. Meeting the bar isn't a recommendation to hire — it's the minimum before I'll send them your scope. 15+ contractors currently pass.
12
Checkpoints
4
Categories
Q1–Q4
Re-verified quarterly
NM
Contractors only
Group 1
License & legal standing
License name matches business name on estimates
No 'DBA gymnastics' or expired-entity paperwork.
3+ years operating under the same entity
New LLCs get one storm season before I add them.
Zero NM Attorney General complaints in past 3 yrs
Public consumer-protection complaint search.
Zero unresolved BBB complaints in past 3 yrs
Unresolved — closed complaints don't count against them.
Group 2
Insurance & bonding
Active workers-comp policy on file with NM WCA
If a crew member falls on your property without WC, your homeowners policy is exposed.
$1M+ general liability certificate (COI current)
Listing you as certificate holder on request.
Surety bond on file where required by license class
GB-98 and MM-3 classes have specific bond requirements.
Group 3
Warranty & manufacturer standing
Manufacturer-certified installer (at least one system)
GAF Master Elite, CertainTeed SELECT, IKO ROOFPRO, or equivalent. Verified with the manufacturer, not just claimed on the truck.
Written workmanship warranty ≥ 5 years
5 for small crews, 10 for mid, 25 for premium replacements.
Group 4
Financial hygiene
Deposit ≤ 33% (or $0 down with financing)
50% deposits are a cash-flow smell. Under 33% is the industry norm.
Never requires AOB (Assignment of Benefits)
AOB signs your insurance claim over to the contractor. Automatic disqualifier.
Independence
Automatic disqualifiers.
“The bar is the bar. We don't install roofs, so our only job is to make sure the contractor fits the scope.”
Any AOB in the contract
Assignment-of-Benefits transfers your insurance rights to the contractor. Never OK.
Deposit over 33% (without financing)
Signals cash-flow trouble — your project pays for last month's job.
Door-knocking after a hail event without a truck-visible license
Storm-chaser tell. Legitimate crews carry proof.
Claims 'manufacturer certification' without a verifiable ID
Every real certification has a lookup. I check every one.
Refuses to give a certificate holder COI to the homeowner
You should be listed on their liability certificate for the job.
Next step
Ready to see a matched-bid comparison?
Book the inspection and I'll send the scope to 2–3 bench contractors matched to your roof.
Next step
Ready when you are.
Three ways in. Pick the one that fits — no pressure.