Lender, insurance carrier, VA/FHA underwriter, or buyer's agent asking for a roof certification? I issue independent 2, 3, and 5-year certifications backed by a full-slope walk — from someone who doesn't have a reroof scope waiting behind it.
2, 3, or 5-year roof certifications on letterhead, signed + dated
Meets Fannie Mae, Freddie Mac, VA, FHA appraisal formatting
Full-slope walk + attic access for condition verification
Deficiency scope if cert can't issue as-is (correct + re-inspect)
48-hour standard turnaround, 24-hour rush available
Independent — cert stakes my reputation on the years, not a roofer's sales pitch
Full-slope walk of every accessible face — same rigor as a real estate inspection. Attic entry (when accessible) to check underside of deck, ventilation, past-leak evidence. Condition scoring against the cert term you need (2, 3, or 5 years). Cert issuance formatted to lender / underwriter / insurance standards: letterhead, address, date, license + insurance info, signed defect-free statement, specific remaining useful life in years, cert term. If cert can't issue as-is, itemized deficiency list with photos + repair scope + NM market pricing. Fix the deficiencies, book a re-inspection, cert issues. 48-hour standard turnaround (2-day, 3-day options), 24-hour rush available for closing deadlines.
Buyers whose lender is requiring a roof cert to close. Sellers whose insurance carrier renewed contingent on a cert. VA / FHA loan applicants where the appraiser flagged the roof. Refinance applicants meeting new underwriter requirements. Owners of 15+ year old roofs where insurance won't renew without a written remaining-life statement. Real estate agents managing deals where the roof is the deal-blocker.
2-Year Certification — $299 3-Year Certification — $349 5-Year Certification — $449 Re-inspection after deficiency correction — $149 24-hour rush turnaround — +$100 Most certifications are $299–$449 and land within 48 hours. Cheapest way to unstick a $400k closing that's held up on a roof condition.
A certification is a specific written statement that the roof is free of visible defects and has X years of remaining useful life, signed by the inspector. Lenders, VA/FHA underwriters, insurance carriers, and some real estate transactions require one. A standard inspection reports condition; a certification stakes an inspector's reputation on a specific remaining-life number.
Yes — the certification is formatted to meet Fannie Mae, Freddie Mac, VA, and FHA appraisal requirements: written on letterhead, signed and dated, with the property address, inspector license/insurance info, specific remaining useful life in years, and a signed defect-free statement (or itemized deficiencies that must be corrected before cert issues).
You get a written scope of what needs to be corrected before I can issue the cert (typically small repairs: sealant, boots, missing shingles, flashing). Once the corrections are done, I re-inspect and issue the cert. That process is common on 15+ year old roofs and rarely blows the deal.
Vigas, canales, parapet caps — NM specialty.
Manufacturer + workmanship defect audit.
Yearly punch-list + service-life estimate.
Pre-listing & buyer due-diligence reports.
I've watched too many neighbors sign contracts they didn't understand for roofs they didn't need. That stops with a written report they own.