Independent NM inspector

Insurance Claim Roof Inspection

Filing a hail or wind claim in New Mexico? Get an independent inspection before the adjuster shows up — or a second opinion after a denial. I don't sell you a roof. I document what's actually there, in the format carriers accept.

What you get

A defensible written report — not a sales pitch

Per-slope test squares with strike counts, brackets, and reference coin

Soft-metal collateral evidence (gutters, downspouts, vents, AC fins, screens)

Date-of-loss verification via NOAA hail/wind archive matched to your address

Code-upgrade scope citing NM 2021 IRC (drip edge, ice barrier, valley metal)

Xactimate-ready line-item scope you can hand to your PA or the carrier

Second-opinion re-inspection for denied or underpaid claims

Scope of work

What this covers

Full-roof walk with test squares on every slope face plus north, south, east, west. Soft-metal collateral inspection — hail leaves fingerprints on gutters, downspouts, vents, AC fins, and window screens even when the shingles look fine. Date-of-loss cross-check against NOAA storm archive for your exact address (radar-confirmed hail size, wind gust, direction). Attic-side leak trace if the claim is water damage related. Code-upgrade line items per NM 2021 IRC (R905 drip edge, R905.1.2 ice/water at eaves, valley flashing). Adjuster-ready PDF: photo grid with GPS + timestamp, damage summary, code citations, Xactimate-mapped scope. Delivered same-day or next business day.

Right fit

Who this is for

Homeowners with fresh hail or wind damage who want documentation BEFORE the adjuster inspection. Owners whose claim was denied or underpaid — you need a second opinion in writing. Public adjusters who need an independent field inspector. Property managers with multi-unit portfolios. Buyers who discovered storm damage during a real estate transaction and need to route it to the seller's carrier.

Pricing

What it costs in New Mexico

Standard Insurance Claim Inspection — $499 Second-Opinion Re-Inspection (after denial) — $549 Multi-Building / Commercial — quoted per building With emergency same-day dispatch — +$150 Most residential claim inspections are $499 and delivered next business day. That's less than 1% of a typical replacement claim payout.

Report in 24–48 hrs No installer conflict All of NM
FAQ

Common questions

Will the insurance company accept your report?

Yes — the report is formatted the way adjusters read: address block, date-of-loss, per-slope test-square photos with strike counts, code-upgrade citations (NM 2021 IRC), and a line-item scope that maps to Xactimate. I don't negotiate the claim for you, but the report gives you (or your public adjuster) the evidence to push back on a denial or lowball.

Do you work with public adjusters?

Yes. I'll deliver the same independent report to you, your PA, or directly to the carrier. I don't take referral fees from PAs or contractors — the report says what the roof shows.

What if the adjuster already denied the claim?

That's when a second-opinion inspection matters most. I document what the first inspection missed — hidden slope damage, soft metals (gutters, vents, AC fins), collateral evidence — and give you a written basis to request re-inspection. About 60% of the denials I re-inspect get overturned.

Service area

Albuquerque, Rio Rancho, Santa Fe & all New Mexico roofing service area

Related inspections

Other reports NM homeowners book with this one

Send photos + get a quote

Send me photos — I'll review your insurance claim roof inspection request

Before photos (optional)

The damage, leak, or current condition.

Up to 4 'before' photos.

After photos (optional)

Any repair attempts, tarping, or contractor work already done.

Up to 4 'after' photos.

Independent NM inspector — no contractor kickbacks, no sales pressure.

Next step

Get your insurance claim roof inspection scheduled

I've watched too many neighbors sign contracts they didn't understand for roofs they didn't need. That stops with a written report they own.

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