After a NM hailstorm, storm-chasers show up before the water dries and every scope they write is a full replacement. I count strikes per slope on the industry-standard test square, score honestly whether repair or replacement is warranted, and give you an adjuster-ready scope of work so insurance pays what's actually covered.
Per-slope strike count using 10-ft x 10-ft test square method
Soft-metal (vents, gutters, flashings) hail evidence documented
Repair-vs-slope-replacement-vs-full-replacement scoring
NOAA storm-event correlation to the date of loss
Adjuster-ready scope of work with Xactimate line items
No AOB, no contingency contract, no repair upsell
Full walk of every accessible slope within 2–4 weeks of the storm. HAAG-methodology strike count per test square, per slope. Soft-metals audit: gutters, downspouts, vents, flashings. Underlayment condition where visible at ridge and eave. NOAA storm-event report correlated to the date of loss. Written repair-vs-replace scoring with cost comparison. Adjuster-ready scope of work formatted for Xactimate line-item pricing.
NM homeowners within 60 days of a hail event. Owners with an insurance denial who want a second-opinion repair scope. Owners approached by storm-chasers who want an independent number first. HOAs and property managers surveying portfolios after a named storm. Buyers under contract on a home in a recent NM hail zone.
Verbal Walk-Around — $0 Standard Hail Repair Report — $349 Detailed w/ NOAA + Xactimate Scope — $649 Denial Appeal / Litigation Grade — $1,500+ Commercial / Multi-Family — $0.05–$0.15/sqft, $1,500 minimum Most residential hail-damage repair reports are $349–$649. Under the 'reasonable expense to protect the property' clause, the report cost is often reimbursable when insurance covers the loss.
Sometimes yes, often no. NM insurance covers 'functional damage,' which means enough strikes per test square to compromise the mat — not cosmetic dents. I count strikes on the industry-standard 10-ft x 10-ft test square per slope and score whether spot repair, slope replacement, or full replacement is the honest answer. Roofers who make money on square counts always find full replacement. I make money either way.
Usually yes — most NM carriers pay per-slope under a hail claim when damage is directional. I document the strike-count per slope so the adjuster can approve slope-only replacement without needing to walk it themselves.
Within 2–4 weeks. Fresh hail bruises show cleanly on asphalt shingles for about a month before UV and oxidation blur them. Wait past 60 days and even legitimate damage becomes hard to correlate to a specific storm event.
FLIR moisture scan + core verification.
Vigas, canales, parapet caps — NM specialty.
Manufacturer + workmanship defect audit.
Yearly punch-list + service-life estimate.
I've watched too many neighbors sign contracts they didn't understand for roofs they didn't need. That stops with a written report they own.